Associations, franchises, and other groups that offer insurance and health benefits to their members provide additional value, strengthening the organization.

Organizations help their members obtain insurance for a variety of reasons. For franchises and other business networks, it is often necessary to meet requirements in standard operating agreements. For employers, it ensures a more stable workforce. For clubs, associations and other affinity groups, it can help strengthen the bonds between members and the organization.

For all of these groups, M.D. Manouel Insurance Agency, Inc. offers a full suite of business management solutions and insurance products that provide value both to the organization and its members.

M.D. Manouel’s Specialty Programs Division (SPD) helps agricultural businesses, farm labor contractors, social service non-profit organizations, food service companies, member groups, and other organizations provide independent contractors, franchisees, and affiliates with access to proper insurance coverage.

SPD Solutions

We work with you to design sponsored insurance programs to meet needs, goals, and objectives such as:

  • Encouraging program participation and adding value to your affiliate network.
  • Ensuring your affiliates are protected.
  • Reducing your administrative responsibilities.
  • Improving your affiliate service and relationships.

We provide the support you need by delivering:

  • Services that help streamline administrative processes and leverage technology to create sustainable solutions for long-term growth.
  • Consultation to support risk mitigation objectives.
  • Marketing and communications to ensure successful program participation and reinforce key messages.
  • Service center support, with insurance-trained specialists who respond to questions on coverage, program needs and requirements, and other issues.
  • Extensive insurer and service vendor relationships to ensure speed-to-market with products and services that enhance your insurance program offering.

Employee Benefits & Health

Whether your organization is a small business, a midsize domestic employer, a multinational firm, or anything in between, we can provide you with a comprehensive array of health and benefit solutions.

We provide access to local market experts as well as national resources that advise on regulatory compliance and innovative benefit strategies. The depth of our knowledge combined with our disciplined consulting approach makes us the ideal partner for organizations seeking to provide insurance to their employees.